:root{--navy:#081e42;--deep:#04132e;--blue:#1575f6;--lightblue:#e6f3ff;--text:#1c2d46;--gray:#68768a;--border:#dfebf5;--mint:#dff8eb;--green:#137951;--white:#fff;--shadow:0 16px 40px rgba(3,34,86,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 2% 10%,#dbeeff,transparent 38%),linear-gradient(180deg,#f0f8ff 0%,#f8fbff 58%,#eef5ff 100%);font:15px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--text)}button,input,select{font:inherit}button{cursor:pointer}button:disabled{cursor:not-allowed}a{color:inherit}.page-shell{max-width:1120px;margin:auto;padding:24px 18px}.hero-header{border-radius:22px;overflow:hidden;background:var(--deep);box-shadow:0 16px 42px rgba(6,32,79,.18)}.brand-banner{display:block;width:100%;max-height:270px;object-fit:cover;object-position:center}.top-strip{padding:12px 30px;background:#082b63;color:#d0eaff;letter-spacing:.11em;font-size:11px;font-weight:800;display:flex;align-items:center;gap:10px}.top-strip-right{margin-left:auto;color:#effaff;font-size:10px}.status-dot{width:8px;height:8px;background:#3be8a0;border-radius:50%;box-shadow:0 0 0 4px rgba(59,232,160,.16)}main{padding:0 12px}.intro{text-align:center;padding:45px 0 28px}.eyebrow{margin:0 0 5px;color:var(--blue);font-weight:800;letter-spacing:.16em;font-size:10px}.intro h1{font-size:clamp(42px,7vw,70px);font-weight:900;letter-spacing:-.07em;line-height:1.08;color:#081f49;margin:10px 0}.intro h1 span{color:#147df0}.intro-copy{max-width:690px;color:#64748b;margin:14px auto 26px;font-size:15.5px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;max-width:780px;margin:auto}.step{display:flex;align-items:center;text-align:left;background:rgba(255,255,255,.82);padding:12px;border:1px solid #dbeaf9;border-radius:13px;gap:12px}.step>span{display:grid;place-items:center;background:#e6f2ff;border:1px solid #cee6ff;color:#076ce5;border-radius:10px;width:42px;height:42px;flex-shrink:0;font-weight:900;font-size:15px}.step strong,.step small{display:block}.step strong{font-size:13px;color:#09275c}.step small{font-size:11px;color:#7e8fa2}.content-grid{display:grid;grid-template-columns:0.91fr 1.09fr;gap:18px;align-items:start}.panel{background:#fff;border:1px solid #dfeefa;box-shadow:var(--shadow);border-radius:22px;padding:27px}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-bottom:20px}.section-heading h2,.compact-panel h2{margin:0;color:#082555;font-weight:850;font-size:22px;letter-spacing:-.04em;line-height:1.25}.mini-pill{padding:6px 9px;border-radius:60px;background:#eaf4ff;color:#1170d2;border:1px solid #d2e9ff;font-size:10px;white-space:nowrap;font-weight:750}.mini-pill.mint{background:var(--mint);color:var(--green);border-color:#bdecd0}.banks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.bank-card{position:relative;background:#fafcff;border:2px solid #e3eefa;border-radius:15px;min-height:110px;padding:17px 10px 14px;display:flex;flex-direction:column;align-items:center;justify-content:center;transition:.2s;text-align:center}.bank-card:hover{transform:translateY(-2px);border-color:#9cd3ff}.bank-card.selected{background:#f0f8ff;border-color:#2388ef;box-shadow:0 0 0 3px #e5f3ff}.bank-logo{color:#fff;min-width:100%;padding:9px 8px;font-size:19px;font-weight:900;letter-spacing:-.025em;border-radius:9px;line-height:1.2}.bank-logo.cibc{background:#a00837}.bank-mark{font-size:20px;margin-left:3px}.bank-sub{font-size:10px;color:#7b8aa0;font-weight:650;margin-top:9px}.bank-check{position:absolute;top:-8px;right:-8px;background:#1482ed;color:#fff;width:24px;height:24px;border-radius:100%;font-size:14px;display:none;box-shadow:0 0 0 3px white}.bank-card.selected .bank-check{display:block}.notice{border-radius:12px;padding:13px 15px;margin:18px 0 0;font-size:13px}.notice-info{background:#edf6ff;color:#24446b;border:1px solid #cde4fa}.notice-warning{background:#fffbeb;color:#84620c;border:1px solid #f5df9d}.bank-detail{margin-top:18px;border-radius:13px;overflow:hidden;border:1px solid #d7e6f6}.detail-bar{display:flex;align-items:center;justify-content:space-between;background:#0d306a;color:#fff;padding:12px 15px}.detail-bar span{font-size:10px;font-weight:800;letter-spacing:.12em;color:#a9d6ff}.detail-bar strong{font-size:12px}.detail-list>div{padding:14px 16px;border-bottom:1px solid #eef3fa}.detail-list>div:last-child{border:0}.detail-list>div>span{color:#748399;font-size:11px;display:block}.detail-list>div>div{display:flex;align-items:center;justify-content:space-between;gap:8px}.detail-list strong{color:#102d5b;font-size:16px;overflow-wrap:anywhere}.copy-mini{background:#edf6ff;color:#0860bb;border:0;border-radius:6px;padding:5px 9px;font-size:11px;font-weight:800}.instructions{margin:0;padding:12px 15px;color:#59708b;font-size:12px;background:#f7fbff}.bank-qr{text-align:center;padding:15px;border-top:1px solid var(--border)}.bank-qr img{display:block;width:180px;height:180px;object-fit:contain;margin:0 auto}.bank-qr p{font-size:11px;color:#6b7890;margin:5px}.tip{display:flex;gap:10px;background:#f2f8fd;border:1px dashed #ccdfef;border-radius:13px;margin-top:18px;padding:12px}.tip>span{font-size:22px}.tip p{font-size:12px;color:#66778b;margin:0}.tip strong{color:#2a456a}.form-row{margin-bottom:14px}.form-row label:not(.upload-box){display:block;color:#34435a;font-weight:750;font-size:12px;margin-bottom:6px}.form-row label span{color:#1d80e9}.form-row input,.form-row select{height:44px;width:100%;outline:none;border:1px solid #d8e4ef;background:#fdfefe;border-radius:10px;padding:0 12px;color:#203451;font-size:13px}.form-row input:focus,.form-row select:focus{border-color:#187df4;box-shadow:0 0 0 3px #e0efff}.form-row input::placeholder{color:#9aa7b7}.two-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.amount-wrap{display:flex;align-items:center;border:1px solid #d8e4ef;border-radius:10px;padding-left:14px;background:#fdfefe}.amount-wrap:focus-within{border-color:#187df4;box-shadow:0 0 0 3px #e0efff}.amount-wrap>span{font-size:17px;font-weight:800;color:#0a5cca}.amount-wrap input{border:0;box-shadow:none!important}.upload-box{display:flex!important;flex-direction:column;align-items:center;justify-content:center;min-height:117px;border:1.5px dashed #91c2f2;background:#f5faff;border-radius:13px;padding:12px;cursor:pointer;text-align:center}.upload-box .upload-icon{display:grid;place-items:center;background:#dfefff;color:#106ee5;border-radius:50%;width:31px;height:31px;font-size:22px;font-weight:900;line-height:1}.upload-box strong{font-size:13px;color:#245189;margin-top:5px}.upload-box small{font-size:10.5px;color:#8191a8}.consent{display:flex;gap:8px;align-items:flex-start;color:#63758b;font-size:12px;margin:15px 0}.consent input{accent-color:#187df4;margin:2px 0 0;flex-shrink:0}.primary-btn{width:100%;border:none;border-radius:10px;background:linear-gradient(100deg,#0a63da,#0c9afa);color:#fff;font-weight:800;font-size:13px;min-height:47px;padding:10px 18px;display:flex;align-items:center;justify-content:center;gap:10px;box-shadow:0 9px 16px rgba(5,113,233,.18)}.primary-btn:disabled{background:#a5bdd6;box-shadow:none}.fineprint{text-align:center;color:#9ba8b6;font-size:10px;margin:11px 0 0}.form-msg{padding:10px 13px;color:#a62838;background:#ffedef;border-radius:10px;font-size:12px}.bottom-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}.compact-panel{min-height:250px}.muted{font-size:13px;color:#74849b;margin:8px 0 18px}.compact-panel .section-heading{margin-bottom:10px}.soft-icon{width:40px;height:40px;border-radius:13px;background:#e4f5ed;color:#128154;display:grid;place-items:center;font-size:19px}.secondary-btn{border:1px solid #a6d3fd;color:#0767cd;background:#e9f4ff;padding:10px 19px;border-radius:10px;font-size:12px;font-weight:800}.review-panel{display:flex;justify-content:space-between;align-items:center;gap:14px}.review-panel>div{flex:1}.review-link{display:inline-flex;align-items:center;gap:9px;border:1px solid #d1e9fc;text-decoration:none;border-radius:11px;padding:9px 12px;color:#17599d;font-size:12px;font-weight:800;background:#f1f9ff}.google-g{font-family:Georgia,serif;font-size:21px;font-weight:900;color:#4285f4}.review-link span:last-child{font-size:18px}.maps-qr{width:135px;height:135px;object-fit:contain;border:7px solid #edf7ff;border-radius:12px}.status-result{margin-top:12px;background:#eef7ff;padding:12px;border:1px solid #d3e7fd;border-radius:11px;font-size:12px}.success-box{text-align:center;padding:23px 10px 8px}.success-icon{width:60px;height:60px;display:grid;place-items:center;margin:auto;background:#dff9ef;color:#158052;border-radius:50%;font-weight:900;font-size:30px}.success-box h3{font-size:22px;color:#0a315e;margin:13px 0 8px}.success-box p{max-width:340px;color:#69839c;margin:0 auto 15px;font-size:13px}.success-code{padding:12px;border-radius:10px;border:1px dashed #90c5f9;background:#edf7ff;color:#0b569b;letter-spacing:.08em;font-size:18px;font-weight:900;margin-bottom:13px}.text-btn{display:block;margin:12px auto 0;border:0;background:none;color:#247ddd;text-decoration:underline;font-size:12px}.bot-field{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(100%)}footer{display:flex;gap:12px;justify-content:space-between;padding:24px 10px;color:#8393a7;font-size:11px}footer a{color:#5079a8;text-decoration:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* Admin */
.admin-page{min-height:100vh;background:#eef5ff}.admin-shell{max-width:1160px;margin:auto;padding:28px 18px}.admin-top{border-radius:19px;background:linear-gradient(90deg,#051b3e,#0b3b80);padding:18px 23px;display:flex;align-items:center;justify-content:space-between;gap:12px;color:white}.admin-top h1{margin:0;font-size:23px}.admin-top small{display:block;color:#92ceff;font-weight:700;letter-spacing:.12em}.admin-top a{color:white;text-decoration:none;font-size:12px;border:1px solid #5684b5;border-radius:9px;padding:9px 13px}.admin-login{width:min(440px,100%);margin:70px auto}.admin-login h2{margin:0}.admin-nav{display:flex;gap:8px;align-items:center;margin:18px 0}.nav-btn{border:1px solid #d0e3f3;background:white;color:#244366;border-radius:10px;padding:10px 15px;font-size:13px;font-weight:800}.nav-btn.active{color:white;background:#116fe4;border-color:#116fe4}.admin-nav .logout-btn{margin-left:auto}.admin-view{display:none}.admin-view.active{display:block}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:18px}.stat{background:#fff;border:1px solid #dceaf6;border-radius:13px;padding:15px 18px;box-shadow:0 5px 15px rgba(0,51,117,.04)}.stat small{display:block;color:#71829a;font-size:11px;font-weight:750}.stat strong{display:block;font-size:25px;color:#062b65;letter-spacing:-.06em;margin-top:4px}.filters{display:flex;gap:10px;margin-bottom:15px;flex-wrap:wrap}.filters select,.filters input{padding:10px;border-radius:9px;border:1px solid #d5e5f4;background:white;min-width:140px}.table-wrap{overflow:auto}.data-table{width:100%;border-collapse:collapse;min-width:730px;font-size:12px}.data-table th{text-align:left;background:#eaf3fc;padding:11px;color:#4d6583;font-size:11px}.data-table td{padding:12px 10px;border-bottom:1px solid #ecf2f8}.data-table tr:hover td{background:#f9fbff}.data-table button{border:none;color:#0d6bcf;background:#e4f3ff;border-radius:7px;padding:6px 11px;font-weight:750}.status-tag{display:inline-block;padding:3px 9px;font-size:10px;border-radius:30px;font-weight:850;letter-spacing:.03em}.status-pending{background:#fff3d5;color:#875c00}.status-approved{background:#dff8e7;color:#167348}.status-rejected{background:#ffe6ec;color:#a72843}.settings-layout{display:grid;grid-template-columns:1fr 1fr;gap:16px}.setting-title{display:flex;gap:8px;align-items:center;font-size:18px;font-weight:900;color:#163b77;margin:0 0 18px}.setting-title>span{background:#a20837;color:white;border-radius:6px;padding:5px 10px;font-size:12px}.setting-form .form-row textarea{width:100%;min-height:80px;border-radius:10px;border:1px solid #d9e7f6;padding:10px;font:inherit;font-size:13px;resize:vertical}.setting-form .form-row input{font-size:13px}.setting-form .consent{font-size:13px}.setting-form .primary-btn{margin-top:12px}.admin-message{color:#0c6b47;background:#e7f7ed;padding:12px 15px;border-radius:11px;margin:10px 0}.dialog-backdrop{position:fixed;inset:0;background:rgba(4,19,46,.68);z-index:20;display:grid;place-items:center;padding:20px}.dialog{background:white;padding:24px;border-radius:20px;max-width:550px;width:100%;max-height:calc(100vh - 40px);overflow:auto}.dialog-header{display:flex;align-items:center;justify-content:space-between}.dialog-header h2{margin:0}.close-btn{border:0;background:#edf3fa;padding:4px 10px;border-radius:8px;font-size:20px}.detail-kv{display:grid;grid-template-columns:130px 1fr;gap:7px;border-bottom:1px solid #e9f0f7;padding:9px 0;font-size:13px}.detail-kv span{color:#789}.detail-kv strong{word-break:break-word}.action-row{display:flex;gap:9px;margin:14px 0}.approve-btn{border:0;background:#188558;color:white;border-radius:10px;padding:11px 15px;font-weight:800}.reject-btn{border:0;background:#bb344f;color:white;border-radius:10px;padding:11px 15px;font-weight:800}.admin-warning{color:#895613;background:#fff7e3;padding:10px 12px;border:1px solid #f9e6b0;border-radius:9px;font-size:12px;margin:12px 0}
@media(max-width:830px){.content-grid,.bottom-grid,.settings-layout{grid-template-columns:1fr}.content-grid{max-width:640px;margin:auto}.bottom-grid{max-width:640px;margin:18px auto 0}.steps{max-width:640px}.panel{padding:23px}.stats-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:550px){.page-shell{padding:0 0 10px}.hero-header{border-radius:0}.top-strip{padding:11px 16px;font-size:9px}.top-strip-right{font-size:8px}.brand-banner{min-height:95px;object-fit:cover}main{padding:0 11px}.intro{padding:33px 7px 19px}.intro-copy{font-size:13px;margin-bottom:20px}.steps{gap:6px}.step{padding:8px 5px;gap:5px;flex-direction:column;text-align:center;border-radius:10px}.step>span{height:30px;width:30px;font-size:12px;border-radius:8px}.step strong{font-size:10px}.step small{font-size:9px;line-height:1.1;margin-top:3px}.panel{padding:19px 15px;border-radius:17px}.section-heading h2,.compact-panel h2{font-size:20px}.banks{gap:7px}.bank-card{padding:12px 6px;min-height:97px}.bank-logo{font-size:17px}.bank-sub{font-size:9px}.two-fields{gap:9px}.form-row input,.form-row select{padding:0 8px;font-size:12px}.form-row label:not(.upload-box){font-size:11px}.review-panel{align-items:flex-start}.maps-qr{width:103px;height:103px}.review-link{font-size:11px;gap:5px}.admin-shell{padding:10px}.admin-top{padding:16px}.admin-top h1{font-size:18px}.admin-top a{font-size:10px;padding:7px}.stats-grid{gap:8px}.stat{padding:13px}.stat strong{font-size:20px}.detail-kv{grid-template-columns:105px 1fr}footer{flex-wrap:wrap;justify-content:center;text-align:center}}
[hidden],.dialog-backdrop[hidden]{display:none!important}
.form-row input.sr-only{position:absolute;width:1px;height:1px;min-width:0;overflow:hidden;clip:rect(0,0,0,0);padding:0;border:0;opacity:0}

/* v1.2 CIBC 1stPay QR-only payment layout */
.cibc-topline{display:flex;align-items:center;gap:14px;margin:-2px 0 14px}
.cibc-topline .bank-logo{min-width:0;padding:10px 22px;font-size:25px;width:auto;white-space:nowrap}
.cibc-subtext{color:#6d7e96;font-size:12px;font-weight:700}
.pay-qr-wrap{display:flex;align-items:center;flex-direction:column;gap:10px;border:1px solid #cbdff4;border-radius:16px;padding:23px 15px;background:linear-gradient(160deg,#f8fbff,#eaf4ff)}
.qr-white{padding:8px;background:white;max-width:100%;border-radius:13px;box-shadow:0 8px 26px rgba(10,43,88,.12)}
.qr-white img{display:block;width:min(100%,302px);height:auto;aspect-ratio:1/1;image-rendering:auto}
.qr-caption{font-size:11px;color:#1a5ca1;font-weight:900;letter-spacing:.11em;text-align:center}
.pay-links{display:grid;gap:9px;grid-template-columns:1fr;margin:15px 0 18px}
.link-button{text-align:center;text-decoration:none;display:flex;align-items:center;justify-content:center;gap:10px;min-height:46px}
.link-button.secondary-btn{font-size:13px}
.how-to-pay{border-radius:12px;background:#f6f9fc;border:1px solid #e7eef6;padding:15px 17px}
.how-to-pay h3{margin:0 0 10px;color:#12346a;font-size:16px}
.how-to-pay p{margin:10px 0 0;color:#566a81;font-size:12px}
.how-to-pay strong{color:#102e58}
@media(min-width:920px){.pay-qr-wrap{padding:20px}.qr-white img{width:260px}}
@media(max-width:550px){.cibc-topline{justify-content:center;flex-wrap:wrap;gap:8px}.cibc-topline .bank-logo{font-size:23px}.pay-qr-wrap{padding:20px 10px}.qr-white img{width:min(100%,270px)}}